As we head into winter in Ontario, people are making the switch over to their winter tires for improved handling in the snow and ice. However not everyone uses them, as some people make due with all-season or all-weather tires. Following our recent article on how claims and tickets affect your insurance rates (https://sukhuinsurance.ca/resource-centre/how-claims-and-tickets-affect-your-auto-insurance), today we explore one of the…